<?xml version="1.0" encoding="utf-8"?>
<!-- EXAMPLE Server Version 6.0 -->
<server>
    <responses>
        <Session.loginRs status="success" sessionID="235E149A:61DA4C2D:A95C64B1:C7816C5B:7A35D91D:48E90C41" expiredPassword="0" fullName="Express Admin" roleBasedSecurity="1" entityID="1" userID="1" partyID="0" consumerID="0" />
        <OnlineData.loadPolicyRs status="success" manuScriptID="RSA_Master_Home_UK_1_0_0_0"/>
        <TransACT.checkoutRs status="success" valid="1" >
            <messages>
                <message flag="Information" category="TransACT">Policy already checked out by this user</message>
            </messages>
        </TransACT.checkoutRs>
        <Session.removeElementRs status="success"/>
        <Session.removeElementRs status="success"/>
        <Session.setLeafRs status="success"/>
        <Session.setLeafRs status="success"/>
        <Consumer.autoSaveDataRs status="success" clientID="20966" quoteID="0" policyNumber="Galaxy1124Q2016" clientName="Mr John Middle Smith" consumerID="0" />
        <ManuScript.getValueRs status="success" value="success"></ManuScript.getValueRs>
        <Consumer.createConsumerAccountRs status="success" consumerID="20163"/>
        <Session.getAllDocumentsRs count="7" status="success">
            <System id="S7FF26C88A64C4090A78C3EA456C327C8" />
            <_temporaryData id="_77F9D4B42BB74F8FA3D5E5273B24A415">
                <system id="sA44C53E66A5046DF9CC79B4CD7EA01C1">
                    <global id="g81ED5354B641400288FBB26B16A7068D">
                        <Spacer />
                    </global>
                </system>
            </_temporaryData>
            <_processingData id="_104E03D2D33646719618FD04591D9C2A">
                <PolicyWorkflowData id="P76E4029136434D98A4110B7401EE129F">
                    <AttachOnlyChangedForms>0</AttachOnlyChangedForms>
                    <CheckedOutUser>admin</CheckedOutUser>
                    <CheckedOutUserContext>Manager</CheckedOutUserContext>
                    <RemoveMarkedForDeletedGroupsCheck>0</RemoveMarkedForDeletedGroupsCheck>
                    <IsEligible>0</IsEligible>
                    <IsBindable>0</IsBindable>
                </PolicyWorkflowData>
                <transactions id="t0166AA39C224441DB4AC36ABCDDEBD25">
                    <transaction id="tA073BDC8497F4E9B892C96164D306E11">
                        <reasons id="r1FCF4A5301224744AD3066A521E5AAB3" />
                        <PolicyManuScriptID>RSA_Master_Home_UK_1_0_0_0</PolicyManuScriptID>
                        <Type>New</Type>
                        <TypeCaption>New Business</TypeCaption>
                        <State>open</State>
                        <Status>Pending</Status>
                        <EffectiveDate>2016-02-08</EffectiveDate>
                        <ScheduleDate />
                        <CreatedDate>2016-02-08T14:05:43</CreatedDate>
                        <CreatedUser>guest</CreatedUser>
                        <OriginalCharge>0</OriginalCharge>
                        <Charge>0</Charge>
                        <ProRateFactor>1</ProRateFactor>
                        <TermPremium>1297.43771888006</TermPremium>
                        <PriorPremium></PriorPremium>
                        <NewPremium>1297.44</NewPremium>
                        <HistoryID>3223</HistoryID>
                        <ConvertedTransactionType>New</ConvertedTransactionType>
                        <ProductIsReadOnly>0</ProductIsReadOnly>
                        <CancellationDate></CancellationDate>
                        <TransactionDate></TransactionDate>
                        <ExpirationDate>2017-02-26</ExpirationDate>
                        <WaiveChargeCheck></WaiveChargeCheck>
                        <Deposit></Deposit>
                        <AuditPremium></AuditPremium>
                        <AuditCharge></AuditCharge>
                    </transaction>
                </transactions>
                <activeTransactionID></activeTransactionID>
                <currentOSTransactionID></currentOSTransactionID>
            </_processingData>
            <_RequestOutputDoc>
                <IsEligibleResponse>
                    <ManuScript.getValueRs status="success" value="0">
                        <messages />
                    </ManuScript.getValueRs>
                </IsEligibleResponse>
                <IsBindableResponse>
                    <ManuScript.getValueRs status="success" value="0">
                        <messages />
                    </ManuScript.getValueRs>
                </IsBindableResponse>
            </_RequestOutputDoc>
            <session id="2223">
                <data id="d471BD1F6EF26402A8D82658DD6A7DC35">
                    <policyAdmin id="p11157505D7824DF2904F77B93E0E4603">
                        <PolicyManuScriptID>RSA_Master_Home_UK_1_0_0_0</PolicyManuScriptID>
                        <PolicyManuScriptVersionID>RSA_Master_Home_UK</PolicyManuScriptVersionID>
                        <CommunicationsManuScriptID>Carrier_ProductBase_Communications_1_0_0_0</CommunicationsManuScriptID>
                        <UseDCTForms>0</UseDCTForms>
                        <UseDCTNotifications>1</UseDCTNotifications>
                        <UseDCTTasks>1</UseDCTTasks>
                        <UseDCTFormsAndMessages>0</UseDCTFormsAndMessages>
                        <UseDCTBilling>0</UseDCTBilling>
                        <transactions id="tDDA1415972F4407AA146C3BEE94E75F8">
                            <transaction id="tA073BDC8497F4E9B892C96164D306E11">
                                <reasons id="r1FCF4A5301224744AD3066A521E5AAB3" />
                                <PolicyManuScriptID>RSA_Master_Home_UK_1_0_0_0</PolicyManuScriptID>
                                <Type>New</Type>
                                <TypeCaption>New Business</TypeCaption>
                                <State>open</State>
                                <Status>Pending</Status>
                                <EffectiveDate>2016-02-26</EffectiveDate>
                                <ScheduleDate />
                                <CreatedDate>2016-02-08T14:05:43</CreatedDate>
                                <CreatedUser>guest</CreatedUser>
                                <OriginalCharge>0</OriginalCharge>
                                <Charge>0</Charge>
                                <ProRateFactor>1</ProRateFactor>
                                <TermPremium>0</TermPremium>
                                <PriorPremium>0</PriorPremium>
                                <NewPremium>0</NewPremium>
                                <HistoryID>3223</HistoryID>
                                <ConvertedTransactionType>New</ConvertedTransactionType>
                                <ProductIsReadOnly>0</ProductIsReadOnly>
                                <CancellationDate />
                                <DeprecatedBy />
                            </transaction>
                        </transactions>
                        <policyAdminProcessing id="p94CA5DDA6A16414BA7FAB1929F565745">
                            <AdminManuScriptID>TransACTMaster2_10</AdminManuScriptID>
                            <IsReferralMode>0</IsReferralMode>
                            <StoreReferralAnswers>0</StoreReferralAnswers>
                        </policyAdminProcessing>
                        <TablesManuScriptID>RSA_Master_Home_Tables_UK_1_0_0_0</TablesManuScriptID>
                        <UseSegmentValues>0</UseSegmentValues>
                    </policyAdmin>
                    <userinterface id="uAAA7949AA805482490EA6320A204BEDB" />
                    <userDetails userID="10001" id="u5C9D6CDAEA504ADE9B85903F852A0C3B">
                        <userName producer="0" passwordExpiration="" securityLevel="2" status="0" id="u8990B716D75348DE87BB9851E133748A">guest</userName>
                        <fullName>guest</fullName>
                        <email />
                        <custom />
                        <agency agencyID="1" id="a2725E71F6F114A158028577378721215">Internal Users</agency>
                        <userDetail id="u5F05A649B940451282F957241059F513">
                            <agency agencyID="1" homeEntity="1" producer="0" id="aDFDECF2BA4104FD2820126978B8BC50C">Internal Users</agency>
                            <Role name="Guest" id="RA4DD079A2A8140A69E1A9379C3683F72" />
                        </userDetail>
                        <contextList />
                    </userDetails>
                    <agencyDetails id="a91C181AAFA2C4DD18D0C15E38A6C3B4A">
                        <agency agencyID="1" id="aA140668590B84170ADBECD3C737B8BBB">
                            <name>Internal Users</name>
                            <reference />
                            <contactName />
                            <entityTypeID>2</entityTypeID>
                            <entityType>Carrier</entityType>
                            <phoneNumber />
                            <phoneExtension />
                        </agency>
                        <contextList />
                        <mailingAddress id="mFE4552CD96164169AB156D79F59E7D0E">
                            <address1 />
                            <address2 />
                            <city />
                            <state />
                            <ZIP />
                        </mailingAddress>
                        <Roles count="20" id="R22FEEF88FFBE408C99D916C4124CDEB2">
                            <Role name="Agent" description="Administers self" inUse="False" id="R89BED111325C439EAAAB213780E39781">
                                <Pools />
                            </Role>
                            <Role name="BillingAdmin" description="Administrator Access To All Billing Functions" inUse="False" id="R70849CB89700401E8004BA407DF69889">
                                <Pools />
                            </Role>
                            <Role name="BillingAgent" description="Agent access to Billing" inUse="False" id="RA0C0FEC82D15457E8DAB126590E509DC">
                                <Pools />
                            </Role>
                            <Role name="BillingCollectionsAgent" description="Collections Agent access to Billing" inUse="False" id="R51D24D215A344C73A56113C792B49D82">
                                <Pools />
                            </Role>
                            <Role name="BillingLogin" description="Holds common login privileges for all billing roles" inUse="False" id="R33FEBD76030944D09849B46F360CADE4">
                                <Pools />
                            </Role>
                            <Role name="BillingSeniorCSR" description="Senior Billing CSR" inUse="False" id="RB2A4694E2EB847DFB7592B0BA3C9E252">
                                <Pools />
                            </Role>
                            <Role name="BillingStandardCSR" description="Standard Billing CSR" inUse="False" id="RCF5A7DB96ED746E0B137AA2586496DF6">
                                <Pools />
                            </Role>
                            <Role name="Consumer" description="Create and view own quote" inUse="False" id="R13E319FF96E84A3B93C19AB8F58C4B83">
                                <Pools />
                            </Role>
                            <Role name="Guest" description="Guest privileges" inUse="False" id="R8F1FC4A252F74AFDA1F035CB63E1992B">
                                <Pools />
                            </Role>
                            <Role name="LevelAdmin" description="Administers user entities" inUse="False" id="R3B0391D0A9CB4F92A824A7C2B11EE730">
                                <Pools />
                            </Role>
                            <Role name="ProductAdmin" description="Product Studio Administrator" inUse="False" id="R0B188CD8710944A3B3B2954B6444FF39">
                                <Pools />
                            </Role>
                            <Role name="ProductBA" description="Product Studio Business Analyst" inUse="False" id="R997283788CB34FAB9371C99590505C73">
                                <Pools />
                            </Role>
                            <Role name="ProductDeveloper" description="Product Studio Developer" inUse="False" id="RAC41F51A9D09450CBDC5F2D7A07649D1">
                                <Pools />
                            </Role>
                            <Role name="ProductPM" description="Product Studio Product Manager" inUse="False" id="RFE40AC6892974709AB3B76F3C1794669">
                                <Pools />
                            </Role>
                            <Role name="ProductQA" description="Product Studio Quality Assurance" inUse="False" id="R7A7DB80A201B4DADB22F59B8743F74F8">
                                <Pools />
                            </Role>
                            <Role name="ReadOnly" description="Read only Role" inUse="False" id="RC1439061982840A387E602163B532191">
                                <Pools />
                            </Role>
                            <Role name="SystemAdmin" description="Administer all entities" inUse="False" id="RA97D0B4376C2447C870C9725F2E4CEB6">
                                <Pools />
                            </Role>
                            <Role name="Underwriter" description="Underwriter privileges" inUse="False" id="RB37ED70DB5AA45879D50EA65DE09F7FB">
                                <Pools />
                            </Role>
                            <Role name="UnderwriterAssistant" description="Underwriter Assistant" inUse="False" id="RDB01D26B01C149A9A1EA6547BE804BE0">
                                <Pools />
                            </Role>
                            <Role name="UnderwriterManager" description="Underwriter Manager" inUse="False" id="R932BCB38996347B3AE96CDA8F04B8262">
                                <Pools />
                            </Role>
                        </Roles>
                        <misc id="m9122851B371C4C7A83A5EDE274C201BA">
                            <license id="lBD811895551F43A1A31AC488D8CCA015">
                                <State>AL</State>
                                <LicenseNumber>Add</LicenseNumber>
                                <LicenseDate />
                            </license>
                            <EmployeeCount />
                            <license id="lFAE3D6893FAA4DB3A4472C74A43F4367">
                                <State>AL</State>
                                <LicenseNumber>Add2</LicenseNumber>
                                <LicenseDate />
                            </license>
                        </misc>
                    </agencyDetails>
                    <ukaddresslookup id="u8154BA0CB389475E905FA89CF1799A93">
                        <ContentType>enContentStandardAddress</ContentType>
                    </ukaddresslookup>
                    <ProRatingOn>1</ProRatingOn>
                    <account id="a564B6BF20CC94757A80ACB5E7F8FC926">
                        <address id="a5F4BE68702794CE4932D3786F4887913">
                            <BuildingNameNumber>Plantation House</BuildingNameNumber>
                            <City>London</City>
                            <Country />
                            <County />
                            <Line1 />
                            <Line2 />
                            <Line3 />
                            <PostCode>EC3M 3BD</PostCode>
                        </address>
                        <AffinityCustomerID />
                        <AffinityCustomerScore />
                        <AffinityCustomerSegment />
                        <BranchID />
                        <BusinessType>Accountancy</BusinessType>
                        <DateOfBirth>1990-09-19</DateOfBirth>
                        <Email>john_smith_17_02@ail.com</Email>
                        <EmploymentStatus>Employed</EmploymentStatus>
                        <FirstName>John</FirstName>
                        <Gender>M</Gender>
                        <HasOtherOccupation>1</HasOtherOccupation>
                        <LastName>Smith</LastName>
                        <MaritalStatus>M</MaritalStatus>
                        <MiddleName>Middle</MiddleName>
                        <MobilePhone>074063764570</MobilePhone>
                        <Name>Smith</Name>
                        <Occupation />
                        <OtherOccupation />
                        <OtherOccupationIndustry />
                        <PaymentType />
                        <PhoneAvailabilty />
                        <PrimaryPhone />
                        <Title>Mr</Title>
                        <Channel>Web</Channel>
                        <AccountOutputCustomerAge>1900-01-24</AccountOutputCustomerAge>
                    </account>
                    <policy id="p4C834766FAB041D4801567F98179CE1F">
                        <affinity id="a8D8BAF725BAF4BC3A8BD24AA3C2EA9E9">
                            <IsAutoBuy>1</IsAutoBuy>
                            <MortgageReference />
                            <ReferralBranchCode />
                            <ReferralCode />
                            <SellerBranchCode />
                            <SellerCode />
                        </affinity>
                        <Currency />
                        <DocumentationPreference />
                        <EffectiveDate>2016-02-26</EffectiveDate>
                        <ExpirationDate>2017-02-26</ExpirationDate>
                        <Indicators id="I91462CC36A53496BB8CF882D083098C3">
                            <AutomaticRenewal id="A59A38E7F523149BAB75EC5003FA1C086">
                                <bValue>1</bValue>
                            </AutomaticRenewal>
                        </Indicators>
                        <jointinsuredinfo id="j28E8E4F315594E1DB67FC329337F5A0E">
                            <BusinessType />
                            <DateOfBirth />
                            <EmploymentStatus />
                            <FirstName />
                            <Gender />
                            <HasOtherOccupation />
                            <Indicator />
                            <MaritalStatus />
                            <MiddleName />
                            <Occupation />
                            <OtherOccupation />
                            <OtherOccupationIndustry />
                            <Surname />
                            <Title />
                        </jointinsuredinfo>
                        <line id="">
                            <CoverWanted />
                            <risk id="r491DDFDBBCA74B2C990B50B5F9F5267F">
                                <construction id="cB3CF537B92D24611A9AEB73D6D61542B">
                                    <Basement>1</Basement>
                                    <BoilerServiced>1</BoilerServiced>
                                    <BoilerType />
                                    <BuildingWorkInProgress>1</BuildingWorkInProgress>
                                    <CentralHeatingFuel>1</CentralHeatingFuel>
                                    <CentralHeatingInstalled>1</CentralHeatingInstalled>
                                    <DetachedGarage>1</DetachedGarage>
                                    <ElectricalWiring>1</ElectricalWiring>
                                    <Extension>1</Extension>
                                    <ExtensionType />
                                    <FlatRoof>1</FlatRoof>
                                    <FlatRoofPercentage />
                                    <FlatRoofRecovered>1</FlatRoofRecovered>
                                    <FlatRoofRecoveredYear />
                                    <FloorCoverings>1</FloorCoverings>
                                    <FloorCoveringsPercentage />
                                    <GoodStateOfRepair>1</GoodStateOfRepair>
                                    <HeatingType />
                                    <ListedBuilding>NotListed</ListedBuilding>
                                    <NumberOfBathrooms />
                                    <NumberOfBedrooms />
                                    <NumberOfOutbuildings />
                                    <OutbuildingsCover>1</OutbuildingsCover>
                                    <OutbuildingsStandard>1</OutbuildingsStandard>
                                    <RepairDetails />
                                    <RepairTime>1</RepairTime>
                                    <RoofConstruction />
                                    <RoofPercentage />
                                    <RoomsExBedrooms />
                                    <RoomsOther />
                                    <StandardConstruction>1</StandardConstruction>
                                    <SubsidenceCause />
                                    <SubsidenceCauseRemoved>1</SubsidenceCauseRemoved>
                                    <SubsidenceContinous>1</SubsidenceContinous>
                                    <SubsidenceExternalWalls>1</SubsidenceExternalWalls>
                                    <SubsidenceHistory>1</SubsidenceHistory>
                                    <SubsidenceHotSpotIndicator>1</SubsidenceHotSpotIndicator>
                                    <SubsidenceOtherProperties>1</SubsidenceOtherProperties>
                                    <SubsidenceOutbuildings>1</SubsidenceOutbuildings>
                                    <SubsidenceProportionUnderpinned />
                                    <SubsidenceStructuralSupport>1</SubsidenceStructuralSupport>
                                    <SubsidenceStructure>1</SubsidenceStructure>
                                    <SubsidenceYear />
                                    <SubsidenceYearUnderpinned />
                                    <TreeDamage />
                                    <TreeDistance />
                                    <TreeHeight />
                                    <TreePollarded>1</TreePollarded>
                                    <TreeReservation>1</TreeReservation>
                                    <Trees>1</Trees>
                                    <TreeSituated />
                                    <WallConstruction />
                                    <WallPercentage />
                                    <YearBuilt>0</YearBuilt>
                                </construction>
                                <interestedparties id="iE43958E66BFD4995A5B9557CFDF788D7">
                                    <interestedpartydetails id="iECFE9A905DB2452B828908B246A62F05">
                                        <address id="a3193AF634A994C79B18D5EF83E977C07">
                                            <Address1 />
                                            <Address2 />
                                            <City />
                                            <County />
                                            <PostCode />
                                        </address>
                                        <InterestReference />
                                        <NatureOfInterest />
                                    </interestedpartydetails>
                                    <OtherInterestedParty>1</OtherInterestedParty>
                                    <OtherInterestedParty>1</OtherInterestedParty>
                                </interestedparties>
                                <Packages id="P3852D02E650548A59EDA78D9D1F6861D">
                                    <Package id="PF5BF63F46A2E4A828A12A7303065CA80">
                                        <Type>Core</Type>
                                        <IsCoreSelected>1</IsCoreSelected>
                                        <IsSelected>1</IsSelected>
                                        <coverage id="cA0FBB3C868B1487098459ECB68628761">
                                            <Type>BuildingsAccidentalDamage</Type>
                                            <Limit>999999</Limit>
                                            <Excess>50</Excess>
                                            <LimitPrevious>500</LimitPrevious>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <Description>Buildings Accidental Damage</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <RiskPremium>5</RiskPremium>
                                            <FixedExpenses>10</FixedExpenses>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <NetPremium>15.15</NetPremium>
                                            <PostEarnixPremium>15.15</PostEarnixPremium>
                                            <CommissionFactor>0.01</CommissionFactor>
                                            <DiscountFactor>0</DiscountFactor>
                                            <module id="m751E88526A8C4F24888D4F7CDF298399">
                                                <Type>ADBuildings</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>0</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental damage to buildings</Description>
                                            </module>
                                            <module id="m61EFE0C448C54ACC8CC540DD6A66F12F">
                                                <Type>BuildingsADPlumbingDrains</Type>
                                                <Limit>5000000</Limit>
                                                <Excess>0</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental breakage of drains and pipes and accidental damage to cables and underground tanks</Description>
                                            </module>
                                            <module id="m094748BCBC7944E7AD9B388E83A7CB3B">
                                                <Type>BuildingsADGlass</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental breakage of glass or sanitary ware</Description>
                                            </module>
                                            <module id="mC129179593B541F68E941908E3C2D468">
                                                <Type>BuildingsADAccidentalLoss</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental Loss</Description>
                                            </module>
                                            <GrossPremium>15.3030303030303</GrossPremium>
                                        </coverage>
                                        <coverage id="c6520A7668F844B4999C0CA4DF01F6375">
                                            <Type>BuildingsCore</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Buildings Core</Description>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.02</CommissionFactor>
                                            <DiscountFactor>0</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>10</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <IsMandatory>1</IsMandatory>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>20.2</NetPremium>
                                            <PostEarnixPremium>20.2</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="mFA482282E2B446598E386DBA659FD0FD">
                                                <Type>BuildingsFireLightningEarthquake</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Fire, smoke, lightning, explosion, earthquake</Description>
                                            </module>
                                            <module id="m63BCE606F44D42B0A2717EB715ECB7A4">
                                                <Type>BuildingsStormOrFlood</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Storm or flood</Description>
                                            </module>
                                            <module id="m3E6C8B92158148298ACD244F373B60AC">
                                                <Type>FreezingWaterSystemOrHeating</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Freezing of fixed water or heating systems</Description>
                                            </module>
                                            <modbuildingsescapeofwater id="mD612781049104E0887326515563650F4">
                                                <Type />
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <Description>Water escaping from washing machines or dishwashers, fixed water or fixed heating systems</Description>
                                            </modbuildingsescapeofwater>
                                            <modbuildingescapeofoil id="m05EB66FCD9F547E8A9BDA1C11FF7D25B">
                                                <Type />
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <Description>Oil escaping from a fixed heating system</Description>
                                            </modbuildingescapeofoil>
                                            <module id="mA33BFB3258C64BC2B459A3E11F43C6FB">
                                                <Type>BuildingsSubsidenceHeave</Type>
                                                <Limit>999999</Limit>
                                                <Excess>1000</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Subsidence or heave of the site on which the buildings stand or of land belonging to it, or landslip</Description>
                                            </module>
                                            <module id="mCCA61EF8ECF6418A8281F51F808130AD">
                                                <Type>BuildingsTheftWithForcibleEntryOrExit</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Theft or attempted theft involving forcible and violent entry or exit</Description>
                                            </module>
                                            <module id="m52400E727744446DADCEAF9E415B752F">
                                                <Type>BuildingsTheftWithoutForcibleEntryExit</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Theft or attempted theft Not involving forcible and violent entry or exit</Description>
                                            </module>
                                            <module id="m83D2DC30A01B469F9C2F7CE5BB76D8AD">
                                                <Type>BuildingsFallingSatelliteEquipment</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Falling aerials or satellite receiving equipment their fittings or masts</Description>
                                            </module>
                                            <modbuildingsimpact id="m6B3E9902A7774852B492D2A8685DF186">
                                                <Type />
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <Description>Impact involving vehicles, aircraft or anything dropped from them, or animals </Description>
                                            </modbuildingsimpact>
                                            <module id="m2641CA5DEB764F19A9F9DEECF80F84FB">
                                                <Type>BuildingsFallingTreesOrBranches</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Falling trees or branches</Description>
                                            </module>
                                            <module id="mC10965CBB8E0405DB6B866E380AC2B4C">
                                                <Type>BuildingsMaliciousDamageByTenants</Type>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Malicious acts or vandals</Description>
                                            </module>
                                            <module id="m02669D6499F14322B17440EB7E1CBED3">
                                                <Type>BuildingsRiotCivilCommotion</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Riot, civil commotion</Description>
                                            </module>
                                            <module id="m3FDFA7435AEB4220830D6677296A6C65">
                                                <Type>BuildingsAccidentalBreakagePlumbingDrains</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental breakage of drains and pipes and accidental damage to cables and underground tanks which are used to provide services to or from your home for which your family is legally responsible</Description>
                                            </module>
                                            <module id="m0DC003914CD740948EB2D3ED23D11857">
                                                <Type>BuildingsAccidentalBreakageGlass</Type>
                                                <Limit>25000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental breakage of glass, ceramic hobs, or sanitary ware fixed to or forming part of your home  </Description>
                                            </module>
                                            <module id="m7A3604F69D3243DD87393C78595A0978">
                                                <Type>BuildingsLocksAndKeys</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Locks and keys</Description>
                                            </module>
                                            <module id="m0BBF9A62D5D547BCB6436BD42029B975">
                                                <Type>BuildingsAltAccomKennelFeesLossOfRent</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Alternative accommodation and Kennel fees including Loss of rent</Description>
                                            </module>
                                            <module id="mB4EE179D388E436AABC43B720943B5D8">
                                                <Type>BuildingsEmergencyServices</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Emergency services </Description>
                                            </module>
                                            <module id="mB8DFEC4A4EB74B1886CE3686AE07EB47">
                                                <Type>GardensEmergencyAccess</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>0</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Emergency access gardens including Relandscaping of Gardens</Description>
                                            </module>
                                            <module id="m0A5D464A31A24542B02B762AECA4FAD0">
                                                <Type>SellingTheHome</Type>
                                                <Limit>3000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Selling the home</Description>
                                            </module>
                                            <module id="mED1D191C6F084777BDECD7998479E98A">
                                                <Type>OwnersLegalLiability</Type>
                                                <Limit>0</Limit>
                                                <Excess>0</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Legal Liability - Owners (Inc. Defective Premises)</Description>
                                            </module>
                                            <module id="m7F49C6305349464294BF54937AB087C4">
                                                <Type>BuildingsTraceAndAccess</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Trace and access</Description>
                                            </module>
                                            <module id="m82C8B0C2FD1D414BBAA45FBA072B502F">
                                                <Type>BuildingsLegalFeesSquatters</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Legal fees squatters</Description>
                                            </module>
                                            <module id="m46F0E2B3404A4723ACAB246ECD61745B">
                                                <Type>WeightOfSnow</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Weight of Snow</Description>
                                            </module>
                                            <module id="mB6AA40B2CA6646F9B0B46962DB852BFC">
                                                <Type>BuildingsMatchingPairsAndSets</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Matching Pairs and Sets</Description>
                                            </module>
                                            <module id="m692D2237A18E42299C7827146192F1D2">
                                                <Type>BuildingsAccidentalLoss</Type>
                                                <Limit>50000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental Loss</Description>
                                            </module>
                                            <module id="m584886AA73F54C39976403A960190313">
                                                <Type>TreesShrubsPlantsAndLawns</Type>
                                                <Limit>50000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Trees, shrubs, plants and lawns</Description>
                                            </module>
                                            <module id="m8A69696AF7C44DB8A5A8A4925657202D">
                                                <Type>FeesAndRelatedCosts</Type>
                                                <Limit>500</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Fees and related costs</Description>
                                            </module>
                                            <module id="mED7D251BA86B41B882EBB95980760B54">
                                                <Type>NewFixturesAndFittings</Type>
                                                <Limit>50000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>New Fixtures and Fittings (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m8C67499167D4448AB2A270EF28176385">
                                                <Type>TempRemovalOfFixtures</Type>
                                                <Limit>2500</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Temporary removal of fixtures and fittings (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mB1FF6D0B92684BBBA29154C1D9B43800">
                                                <Type>BuildingsPreventativeMeasures</Type>
                                                <Limit>50000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Preventative measures (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m5B05EFF620DF48EF8C17D2CC13920295">
                                                <Type>SpecialHomeAlterations</Type>
                                                <Limit>50000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Special alterations to the home (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m51C46D2E9DD74518BC12859C25D832E6">
                                                <Type>UnfixedBuildingsMaterials</Type>
                                                <Limit>50000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Unfixed buildings materials (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m117333332C3A4D1799E7344827300002">
                                                <Type>DomesticEnergyExpenses</Type>
                                                <Limit>50000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Domestic energy and water expenses (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mCB971EC8F98A4DA7B311988E5D7AEE45">
                                                <Type>ForcedEvacuation</Type>
                                                <Limit>50000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Forced Evacuation (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mD32CD55EDF864F30BC9939D5BD2401F6">
                                                <Type>EnvironmentalUpgrade</Type>
                                                <Limit>50000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Environmental upgrade (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m22E60630153C4AE2A0D7C73B40EFC45E">
                                                <Type>EnvironmentalBuildingMaterials</Type>
                                                <Limit>50000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Environmental building materials (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m3180FA1BFFCF4F3893E27F07C8470120">
                                                <Type>EnvironmentalExpenses</Type>
                                                <Limit>50000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Environmental expenses (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m045382EEDD6F4BF7B1516BBFAAF71ADE">
                                                <Type>ContentsOfLetHome</Type>
                                                <Limit>0</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Contents of a let home (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mCECD0E2C5B7340A0898F03D4C16322CB">
                                                <Type>UpgradingSecuritySystems</Type>
                                                <Limit>0</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Upgrading security systems (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m39CD71BE9C38431D8F86EBF2EFB278EF">
                                                <Type>TrespassProtection</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Trespass protection (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mF0FCEC055BB54A909B7E2F036CA22C4E">
                                                <Type>BuildingsReward</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Reward (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m437DE33C1590406D9CABAECFEB0F40D1">
                                                <Type>RebuildingCostGuarantee</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Rebuilding cost guarantee (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mEA7C9F3760B34D59BA04D637CE5368D8">
                                                <Type>BuildingsGardenRelandscaping</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Garden relandscaping - from FLEE etc plus emergency services (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mAFFF1F1FFF014CF8AD0214176E45B70A">
                                                <Type>LossOfRent</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Loss of rent, including ground rent (Buy to Let Landlords)</Description>
                                            </module>
                                            <module id="m5CC05BE80214443C8507B5F497061FDE">
                                                <Type>FireExtinguishers</Type>
                                                <Limit>5000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Fire Extinguishers (Buy to Let Landlords)</Description>
                                            </module>
                                            <module id="m3EDCA4FFEC3F4B81B7E8DDED95F6B31D">
                                                <Type>BuildingsTheftDamageByTenants</Type>
                                                <Limit>5000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Theft Damage by Tenants  (Buy to Let Landlords)</Description>
                                            </module>
                                            <module id="m40D7E957F17540D1B4FA3A25EF92A49B">
                                                <Type>TenantManufactureOfDrugs</Type>
                                                <Limit>15000</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Manufacture/Harvest of Drugs by Tenants (Buy to Let Landlords)</Description>
                                            </module>
                                            <module id="mDD2160EC4BFB41A7A735CC5C829409CC">
                                                <Type>TheftOfKeys</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Theft of Keys (Buy to Let Landlords)</Description>
                                            </module>
                                            <module id="m0140AA88CB9A4E599C06E4A9DB6A3111">
                                                <Type>LossOfKeys</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Loss of Keys (Buy to Let Landlords)</Description>
                                            </module>
                                            <module id="m590D97729C304D3FB4D7E639680C3449">
                                                <Type>UnauthorisedUseOfUtilities</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Unauthorised Use of Electricity/Gas/Water (Buy to Let Landlords)</Description>
                                            </module>
                                            <module id="m112A04C658FC43FCAD173FCF8965BA12">
                                                <Type>CapitalAdditions</Type>
                                                <Limit>5000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Capital Additions (Buy to Let Landlords)</Description>
                                            </module>
                                            <module id="mE061CE1CEEE248B89026F4FEC57E0346">
                                                <Type>ContractWorksAndUnfixedMaterials</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Contract Works including tools and unfixed building materials - Buildings</Description>
                                            </module>
                                            <module id="mCD52E922B2C840EEAF8ADE9FB431046A">
                                                <Type>ContractWorksNotFixedMaterials</Type>
                                                <Limit>1000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Contract Works without tools and unfixed building materials - Buildings</Description>
                                            </module>
                                            <module id="m503F21766CA54FDBA68C1315FDDC8305">
                                                <Type>BuildingsMaliciousActs</Type>
                                                <Limit>999999</Limit>
                                                <Excess>8888</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Malicious acts or vandals</Description>
                                            </module>
                                            <GrossPremium>20.6122448979592</GrossPremium>
                                        </coverage>
                                        <coverage id="c93EDEA109DC64386B7C1ED2E328776E2">
                                            <Type>BusinessEquipment</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Business Equipment</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.03</CommissionFactor>
                                            <DiscountFactor>0</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>15</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>25.25</NetPremium>
                                            <PostEarnixPremium>25.25</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m54A1F86CB7A1427D88EEE2DB46DB4699">
                                                <Type>BusinessEquipment</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Business Equipment</Description>
                                            </module>
                                            <GrossPremium>26.0309278350515</GrossPremium>
                                        </coverage>
                                        <coverage id="c98DA6E2E02C943928EC7E8D3F137B6E5">
                                            <Type>BusinessMoney</Type>
                                            <Limit>999999</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Business Money (MNW &amp; HNW)</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.04</CommissionFactor>
                                            <DiscountFactor>0</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>20</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>30.3</NetPremium>
                                            <PostEarnixPremium>30.3</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <GrossPremium>31.5625</GrossPremium>
                                        </coverage>
                                        <coverage id="c06556CE9B1A349F6A6D560689F0302CA">
                                            <Type>BusinessStock</Type>
                                            <Limit>999999</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Business Stock</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.05</CommissionFactor>
                                            <DiscountFactor>0.05</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>25</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>35.35</NetPremium>
                                            <PostEarnixPremium>35.35</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m8F37AB01377C4EB5AE1B0712D3B3AE5C">
                                                <Type>BusinessStock</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Business Stock</Description>
                                            </module>
                                            <GrossPremium>39.071052631579</GrossPremium>
                                        </coverage>
                                        <coverage id="c0EC5BD2128E440E5A6205820F12A79F3">
                                            <Type>BusinessVisitors</Type>
                                            <Limit>8888</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Business visitors</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.06</CommissionFactor>
                                            <DiscountFactor>0.03</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>30</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>40.4</NetPremium>
                                            <PostEarnixPremium>40.4</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <GrossPremium>44.268085106383</GrossPremium>
                                        </coverage>
                                        <coverage id="cE3D6CAE79B0349799959E06976F91651">
                                            <Type>Caravan</Type>
                                            <Limit>1000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Caravan</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.03</CommissionFactor>
                                            <DiscountFactor>0.01</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>35</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>45.45</NetPremium>
                                            <PostEarnixPremium>45.45</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m801855AB7D2F481F94D55F07CC6A69CE">
                                                <Type>ADCaravanOrEquipment</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental damage to caravan and equipment</Description>
                                            </module>
                                            <module id="m0E7EFE5188184871A6D1A4F1A27056D9">
                                                <Type>Europe</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Europe </Description>
                                            </module>
                                            <module id="m42F2A994E26241D098C8D094EF31188A">
                                                <Type>Worldwide</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Worldwide </Description>
                                            </module>
                                            <module id="mE243A0638FD5491D84A811FDEA804F76">
                                                <Type>SeaTransit</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Sea Transit</Description>
                                            </module>
                                            <module id="mFA6CFE581FC844C0AF5337595B0F35AF">
                                                <Type>RecoveryAndRedelivery</Type>
                                                <Limit>15000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Recovery &amp; Redelivery</Description>
                                            </module>
                                            <module id="mCEBBDB30DC3342A5830D39A06FB9F307">
                                                <Type>LossOfUse</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Loss of Use</Description>
                                            </module>
                                            <module id="m83E47881BC5841CD9308CAA1AC76254C">
                                                <Type>SalvageCharges</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Salvage charges</Description>
                                            </module>
                                            <module id="m32CA2AF4A2D24450A79081FFB42D0267">
                                                <Type>ThirdPartyLiability</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Third party liability</Description>
                                            </module>
                                            <module id="mEE2D3D88092F4E1985EF0079F5FF8DB3">
                                                <Type>CaravanAltAccommodation</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Alternative accommodation</Description>
                                            </module>
                                            <module id="m519F8432F8EA45DE8C099A3745A9FE78">
                                                <Type>Fixtures</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Fixtures </Description>
                                            </module>
                                            <module id="m0B3B3D71C886498791737ADC3FCCBD7A">
                                                <Type>Fittings</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Fittings </Description>
                                            </module>
                                            <module id="m0025CE0EAC934AA2BFAB7C9B5FC3B08B">
                                                <Type>Awnings</Type>
                                                <Limit>15000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Awnings </Description>
                                            </module>
                                            <module id="m0DE52E2F70B14510924A96A6D9DD8123">
                                                <Type>IllDriver</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Ill Driver</Description>
                                            </module>
                                            <module id="m873CD154A3B14CC6938D0F41DD8D24B5">
                                                <Type>EmergencyRepairsDebrisRemovalResiting</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Emergency Repairs, Removal of Debris &amp; Resiting</Description>
                                            </module>
                                            <GrossPremium>47.3242268041237</GrossPremium>
                                        </coverage>
                                        <coverage id="c2C55C8357E1540889E415F0C00E51238">
                                            <Type>ContentsAccidentalDamage</Type>
                                            <Limit>1000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Contents Accidental damage</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.04</CommissionFactor>
                                            <DiscountFactor>0.05</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>40</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>50.5</NetPremium>
                                            <PostEarnixPremium>50.5</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m18938E382DBC4624B1C151352FB319AF">
                                                <Type>ADContents</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental Damage to Contents</Description>
                                            </module>
                                            <module id="m250F01CC70B746D5BCE44B3848F18414">
                                                <Type>ContentsADMirrorsGlass</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental breakage of mirrors,  ceramic hobs or tops in free-standing cookers, plate glass tops to furniture and fixed glass in furniture.</Description>
                                            </module>
                                            <module id="m6C40A932C9AA4328A23DBF293F81BA5B">
                                                <Type>ContentsADTVVideoAudioComputerEquipment</Type>
                                                <Limit>5000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental damage to TV, satellite, video, audio entertainment equipment and computer equipment while in your home.</Description>
                                            </module>
                                            <module id="m54367290FC2F4DD7B32EFC06EF9B629B">
                                                <Type>ContentsADAccidentalLossLPGas</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental loss of liquid petroleum gas or oil, metered water</Description>
                                            </module>
                                            <module id="mDEE5C3D9E55E4EDBAFD25F904D23F24A">
                                                <Type>ProfessionalRemoval</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description> Professional removal.</Description>
                                            </module>
                                            <module id="mBEFE1E72BEF1496980604227FEC675E3">
                                                <Type>DiyRemovals</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>DIY Removals</Description>
                                            </module>
                                            <module id="mEAF7AA528EC04A6BB42708BC39B21650">
                                                <Type>ContentsADAccidentalLoss</Type>
                                                <Limit>15000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental Loss</Description>
                                            </module>
                                            <GrossPremium>55.234375</GrossPremium>
                                        </coverage>
                                        <coverage id="cDBA075E93E9F46F0987BED6D76C338AE">
                                            <Type>ContentsCore</Type>
                                            <Limit>999999</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Contents Core</Description>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.05</CommissionFactor>
                                            <DiscountFactor>0.06</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>45</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <IsMandatory>1</IsMandatory>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>55.55</NetPremium>
                                            <PostEarnixPremium>55.55</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m6A6189B6D17947A8B9072138A03AF34F">
                                                <Type>ContentsFireLightningEarthquake</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Fire, smoke, lightning, explosion, earthquake</Description>
                                            </module>
                                            <module id="mA72EE400A5CC4E709493D1AA866BF65B">
                                                <Type>ContentsStormOrFlood</Type>
                                                <Limit>15000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Storm or flood</Description>
                                            </module>
                                            <module id="m4883600819E641C3AF860BD3CC662245">
                                                <Type>ContentsTheftWithForcibleEntryOrExit</Type>
                                                <Limit>2000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Theft or attempted theft using force and violence to get into or out of your home</Description>
                                            </module>
                                            <module id="mBC589B5B4F29422D9D26C8A6F6295345">
                                                <Type>ContentsTheftWithoutForcibleEntryExit</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Theft or attempted theft not using force and violence to get into or out of your home </Description>
                                            </module>
                                            <module id="mF7507664B20044369BB181FE4E8D3C87">
                                                <Type>ContentsTheftFromOutbuildings</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Theft from Outbuildings</Description>
                                            </module>
                                            <module id="m9B12633EA0194515A191BBF1C5DFA4CF">
                                                <Type>ContentsEscapeOfOil</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Oil escaping from a fixed heating system</Description>
                                            </module>
                                            <module id="m36BD79255913432D8DB1C01BB26E3AD5">
                                                <Type>ContentsEscapeOfWater</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Water escaping from washing machines or dishwashers, fixed water or fixed heating systems</Description>
                                            </module>
                                            <module id="m608DA8601C9E4AD3872577710C92C212">
                                                <Type>ContentsMaliciousDamageByTenants</Type>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Malicious acts or vandals</Description>
                                            </module>
                                            <module id="mB0F191858F4A49178FA6663BFE2BE5C1">
                                                <Type>ContentsRiotCivilCommotion</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Riot, civil commotion</Description>
                                            </module>
                                            <module id="m4AA6291B16A44084A11931BDEDEBC2EC">
                                                <Type>ContentsSubsidenceHeave</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Subsidence or heave of the site on which the buildings stand or of land belonging to it, or landslip</Description>
                                            </module>
                                            <module id="mC375351F44974460B5A63230E99658F0">
                                                <Type>ContentsImpact</Type>
                                                <Limit>2000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Impact involving vehicles, aircraft or anything dropped from them, or animals </Description>
                                            </module>
                                            <module id="m8CF961E7518E4AF99551BFCC2060CDDF">
                                                <Type>ContentsFallingTreesOrBranches</Type>
                                                <Limit>2000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Falling trees or branches</Description>
                                            </module>
                                            <module id="mC8635F6BB8654628A5A96ADD6974E2EE">
                                                <Type>ContentsFallingSatelliteEquipment</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Falling aerials or satellite receiving equipment their fittings or masts</Description>
                                            </module>
                                            <module id="mCD3DC0032261457DA1813B0529ABD82E">
                                                <Type>ContentsCADTVVideoAudioComputerEquipment</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental damage to TV, satellite, video, audio entertainment equipment and computer equipment while in your home</Description>
                                            </module>
                                            <module id="m1C6C2856060448329066DE9B58F1679D">
                                                <Type>ContentsAccidentalBreakageMirrorsGlass</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental breakage of mirrors, ceramic hobs in freestanding cookers or glass which forms part of the furniture in the home</Description>
                                            </module>
                                            <module id="m59DF1AE50C3542369B5C37EB1802E771">
                                                <Type>WeddingOrBirthdayGifts</Type>
                                                <Limit>2500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Wedding, Civil Partnership and Birthday gifts</Description>
                                            </module>
                                            <module id="m86D1345F3F9F487F8D9B69045835375F">
                                                <Type>ReligiousFestivals</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Christmas and Religious festivals</Description>
                                            </module>
                                            <module id="mDDD6A594350B4118855A5E738D492252">
                                                <Type>ContentsLocksAndKeys</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Locks and keys</Description>
                                            </module>
                                            <module id="mD1E3ED44A4F248289B73F4A08E3E76E2">
                                                <Type>CreditCardLiability</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Credit card liability</Description>
                                            </module>
                                            <module id="m65A9A879AE394393B5FA09028D9D617C">
                                                <Type>PersonalMoneyInTheHome</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Personal Money in the home</Description>
                                            </module>
                                            <module id="mC59B846900E94936A91624B25FE630E2">
                                                <Type>AccidentalLossLiquidPetroleumGasOilWater</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental loss of metered water at your home</Description>
                                            </module>
                                            <module id="mBB395A720FCE4AE6A42B105BAB102A21">
                                                <Type>ContentsAccidentalLossLPGas</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental loss of liquid petroleum gas  at your home</Description>
                                            </module>
                                            <module id="m0CFB83EAFA7B45F38857A4D7D59612CB">
                                                <Type>AccidentalLossOfOil</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental loss of oil at your home</Description>
                                            </module>
                                            <module id="m736FE1D252D843D296788B779A99DA1F">
                                                <Type>TempRemovalNonStudents</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Temporary removal (Non Students)</Description>
                                            </module>
                                            <module id="m2B5A1FDFF8A64FCD8F4335A977A06A16">
                                                <Type>TempRemovalStudents</Type>
                                                <Limit>2500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Temporary removal (Students)</Description>
                                            </module>
                                            <module id="mA72866350D814EC2A4598F61FDDA10D6">
                                                <Type>ContentsInTheOpen</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Contents in the open</Description>
                                            </module>
                                            <module id="mA2A2861F7CA247A2BF70DD724CAEEF65">
                                                <Type>Documents</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Documents</Description>
                                            </module>
                                            <module id="m22E4805BB9A749299B182B2E7A6217E3">
                                                <Type>VisitorPersonalEffects</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Visitor personal effects</Description>
                                            </module>
                                            <module id="mE26E1C23847D4E44A7203EBCF20CF24D">
                                                <Type>DomesticStaffPersonalEffects</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Domestic staff personal effects</Description>
                                            </module>
                                            <module id="m2F90428043154F578CFE9C381D730A7B">
                                                <Type>FreezerFood</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Freezer food</Description>
                                            </module>
                                            <module id="m149AC0B79FF4419ABF05D05604975750">
                                                <Type>TenantsLiability</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Tenants liability</Description>
                                            </module>
                                            <module id="mACED3816712C46D99F2C2E5DA151AAC8">
                                                <Type>TenantsImprovements</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Tenants improvements</Description>
                                            </module>
                                            <module id="m7D1BCB002A6C4D67AFD6DAEBC6271BC1">
                                                <Type>UnrecoveredDamages</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Unrecovered damages (Reverse Liability)</Description>
                                            </module>
                                            <module id="mEFA53629E92A427A999454F587BD5F5D">
                                                <Type>ContentsEmergencyServicesAndAccess</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Emergency services and access</Description>
                                            </module>
                                            <module id="mF9A43AA499184C279746425C270669B3">
                                                <Type>ShoppingInTransit</Type>
                                                <Limit>2500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Shopping in transit</Description>
                                            </module>
                                            <module id="m72AB1AB4FED24700A9FDD657F8EC7C6B">
                                                <Type>ContentsInNursingHomeOfDependent</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Dependant relative (Contents in Nursing Home)</Description>
                                            </module>
                                            <module id="mF808E15C85C74B98B657ED46374611A2">
                                                <Type>ADByProfessionalRemovalFirm</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental loss or damage by a professional removal firm </Description>
                                            </module>
                                            <module id="m09B69D5D0B8446619E9C9E3EB2DAFAC2">
                                                <Type>ContentsElectronicDataDownloads</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Electronic data downloads</Description>
                                            </module>
                                            <module id="mC4B88090C01B459184B546F732B86E6A">
                                                <Type>PersonalLegalLiability</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Legal liability - Personal</Description>
                                            </module>
                                            <module id="m071D7BCF6AA54473BC9D190B10E5046D">
                                                <Type>OccupiersLegalLiability</Type>
                                                <Limit>1000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Legal liability - Occupiers'</Description>
                                            </module>
                                            <module id="m2465F24D6BA9439086831E47BAD499A5">
                                                <Type>EmployersLegalLiability</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Legal liability - Employers</Description>
                                            </module>
                                            <module id="m8CA13F47F17A44BEA18395BFB9FEECE1">
                                                <Type>ContentsTraceAndAccess</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Trace and Access</Description>
                                            </module>
                                            <module id="m5303C8F91CB348FDA37D285A3333C604">
                                                <Type>ContentsInFurnitureStorage</Type>
                                                <Limit>5000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Contents in furniture storage</Description>
                                            </module>
                                            <module id="mEF9643C3E1504070A0EC436484530645">
                                                <Type>PedalCyclesInTheHome</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Pedal cycles in the home</Description>
                                            </module>
                                            <module id="m24F4F6173E194F1488D2C53114142C9E">
                                                <Type>BusinessDocuments</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Business Documents </Description>
                                            </module>
                                            <module id="mC9F3C604098D462ABA9EAD19AF776CAE">
                                                <Type>ContentsBusinessEquipment</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Business Equipment</Description>
                                            </module>
                                            <module id="m89D3098D460F4B4F869E57CE6EECA8E1">
                                                <Type>ContentsBusinessStock</Type>
                                                <Limit>15000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Business Stock</Description>
                                            </module>
                                            <module id="mEE87BDC8DD7946D0811F1B9E8AFAA6B9">
                                                <Type>ContentsMatchingPairsAndSets</Type>
                                                <Limit>1000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Matching Pairs and Sets</Description>
                                            </module>
                                            <module id="mAE9AFEAFD05F472B86B263B9CF6D8240">
                                                <Type>FatalAccidentOrInjury</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Fatal Accident/Injury</Description>
                                            </module>
                                            <module id="mED23F37280EB4EB4A8E13F265FDE24F0">
                                                <Type>ContentsAccidentalLoss</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental Loss</Description>
                                            </module>
                                            <module id="m36D71156AE434B92A69955198978208A">
                                                <Type>HighRiskItemsTotal</Type>
                                                <Limit>5000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>High Risk Items/Valuables Total </Description>
                                            </module>
                                            <module id="mE939FFFB300A4BB4862EB1A3544F9F0D">
                                                <Type>HighRiskItemsSingleArticleLimit</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>High Risk Items/Valuables Single Article Limit</Description>
                                            </module>
                                            <module id="mFC2A1302FC9741CFB854959A231846E7">
                                                <Type>ContentsPlantsTreesShrubsLawns</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Plants in the garden / Trees shrubs plants and lawns</Description>
                                            </module>
                                            <module id="m644AA56F2CD74BD98BF8674B1231402B">
                                                <Type>DebrisRemoval</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Debris removal (e.g. carpet disposal, moving furniture for repair, etc)</Description>
                                            </module>
                                            <module id="mA5C7DBD4448D4C918F1934DA2264067B">
                                                <Type>ContentsAltAccomKennelFeesLossOfRent</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Alternative accommodation and Kennel fees  </Description>
                                            </module>
                                            <module id="m73DA3588D11644A09F81247139F29B6C">
                                                <Type>AltAccommodationForcedEvacuation</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Alternative Accommodation and Loss of Rent following Forced Evacuation (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mCEB7C39FAA8A4EFB928DDAA746E2A325">
                                                <Type>SpoiledFridgeAndFreezerFood</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Spoiled Food - Fridge and Freezer</Description>
                                            </module>
                                            <module id="m21FCC0B2DCBD4581BFE3D49025285E1E">
                                                <Type>TenantsCommunalCharges</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Tenants &amp; Leaseholder - Communal Charges (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mDEDF4C552CA1449A97DEC8AA330B41D2">
                                                <Type>NewlyAcquiredItems</Type>
                                                <Limit>0</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Newly acquired items (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mF49C078A4166451E912B3993E779E025">
                                                <Type>MoneyWorldwide</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Money - worldwide (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mC43E844FF5954A7BB3C15D1C1A859667">
                                                <Type>CreditCardsWorldwide</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Credit Cards - worldwide (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m94075854FE1E4C55923BA365E308DB0E">
                                                <Type>ContentsInFurnitureStorageMNWandHNW</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Contents in furniture storage (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mAD3A351A45354E2F869352A74F974176">
                                                <Type>BusinessComputerInformation</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Business Computer Information (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m994BC4295C23471D8755D91E7DCB5FB5">
                                                <Type>HiredMarquees</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Hired Marquees (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mE7F083081CDC424496AEF4DD45F79251">
                                                <Type>MemorialStones</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Memorial Stones (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mA6FF87CE587542FFA4659892BACCAF85">
                                                <Type>AgreedValue</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Agreed Value (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mF1551EAA185A41C695A531A1B4A5161B">
                                                <Type>DeathOfAnArtist</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Death of an Artist (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m19C6A6DF8FA445E9B2B18CAA286D29C2">
                                                <Type>DefectiveTitle</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Defective title (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mE3A3ADFFC16A48B59214320A016151F7">
                                                <Type>ContentsPreventativeMeasures</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Preventative Measures (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m6F38E3EA9A05469EAA5ABA669E3B11CA">
                                                <Type>HomeAlterations</Type>
                                                <Limit>0</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Alterations to the home (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m88A9FA2E34574ED2AF1BADF41B07C69E">
                                                <Type>HandPropelledWatercraft</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Hand propelled watercraft - up to 12 ft (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m32C65DC4E90F4421B072B90CFC5E92DB">
                                                <Type>Trailers</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Trailers - up to 12 ft (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m2F4D446F12F247E8A323CDE08EDBD47C">
                                                <Type>AccidentalLossWorldwide</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Accidental Loss Worldwide (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m9298818169504A1894FFE01BA4D6167E">
                                                <Type>BusinessCreditCards</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Business Credit Cards (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m820C4F4A99674F43819D071507E0F896">
                                                <Type>ContentsReward</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Reward (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mB7AB97F74F7E4C2EA7D4B77E5FB13478">
                                                <Type>StalkingThreat</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Stalking threat (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mEB9981BCDAAF4882921C1AAF60D992B2">
                                                <Type>AggravatedBurglary</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Aggravated burglary (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m9186D0D3D55B44978E24E9CB3D524A8B">
                                                <Type>AggravatedAssault</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Aggravated assault (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m1B0F924ECCB841F89B6F23ED7192BF49">
                                                <Type>CarJacking</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Car jacking (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mA63A39EA38034FDA8A46A65FE0B333B0">
                                                <Type>RoadRage</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Road rage (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m65EA2B5EEE894DA8A7E1AE309E16F8E6">
                                                <Type>AirRage</Type>
                                                <Limit>0</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Air rage (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m8CDFB196F31A422DAFC7C8CB793CAA9E">
                                                <Type>Hijacking</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Hijacking (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mB49B4B81A88D42ADAF698CA89C0DC3FD">
                                                <Type>Kidnap</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Kidnap (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m359F6F6F79834CB78E938088BE4F91D2">
                                                <Type>ChildAbduction</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Child abduction (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m46FFE277B38C4A909133E7B40B0A6707">
                                                <Type>BoardingKennelCatteryFees</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Boarding kennel/cattery fees (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mC3767CC7242443C9BF002B7F9815CD86">
                                                <Type>AdvertisingExpenses</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Advertising and reward expenses( MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m136F7B078A0F472A935D04BBB2667977">
                                                <Type>SponsorshipCover</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Sponsorship cover (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m8473BCF007A74A0EB739A79B6AF3ABD5">
                                                <Type>SportsClubMembershipFees</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Sports club membership fees (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m1A80B1B3375141EDA00656F29A97593C">
                                                <Type>GolfersExtension</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Golfer's extension (incl. Hole in One) (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m161F07A908B14B9F8FC21001DA51C2CC">
                                                <Type>ContentsGardenRelandscaping</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Garden relandscaping - from FLEE etc plus emergency services (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m0A068BC2D3A1480AAB7D5EF38B77C6E1">
                                                <Type>QuadBikes</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Quad bikes and sit in toy or miniature vehicles (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m0C3578661D5F4E17A8C927EF1054D69F">
                                                <Type>IncidentalFarmingProperty</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Incidental farming property (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="m101DE61E68634C8BAE6C4A59F189D11A">
                                                <Type>PublicLiabilityRenting</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Public Liability when letting out your home (Buy to Let Landlords)</Description>
                                            </module>
                                            <module id="m7D8C36537F184EFF9D5DD683F8C484B7">
                                                <Type>ContentsTheftDamageByTenants</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Theft Damage by Tenants  (Buy to Let Landlords)</Description>
                                            </module>
                                            <module id="m21CD81F76A074DEE97429CEB6D28D774">
                                                <Type>ManufactureOrHarvestOfDrugs</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Manufacture/Harvest of Drugs by Tenants  (Buy to Let Landlords)</Description>
                                            </module>
                                            <module id="m13F9787655B943C982368D4744898836">
                                                <Type>EmployersLiability</Type>
                                                <Limit>2500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Employers Liability  (Buy to Let Landlords)</Description>
                                            </module>
                                            <module id="m31CB8FC8D59C4E86809EFE2983C89270">
                                                <Type>ContentsBusinessMoney</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Business Money (MNW &amp; HNW)</Description>
                                            </module>
                                            <module id="mE8C285087DE941A0B96ABEE735C93210">
                                                <Type>BusinessVisitors</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Business visitors</Description>
                                            </module>
                                            <module id="mFFECEBA929034705A36FEFFE6F12A9EF">
                                                <Type>ContentsMaliciousActs</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Malicious acts or vandals</Description>
                                            </module>
                                            <GrossPremium>61.9821052631579</GrossPremium>
                                        </coverage>
                                        <coverage id="c2E77C77679834CF3AF904F483F1E59F8">
                                            <Type>CreditCards</Type>
                                            <Limit>500</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Credit cards</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.06</CommissionFactor>
                                            <DiscountFactor>0.07</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>50</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>60.6</NetPremium>
                                            <PostEarnixPremium>60.6</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <GrossPremium>68.9808510638298</GrossPremium>
                                        </coverage>
                                        <coverage id="c6BB372ADC9DD4E41A14F3A1A3B87C328">
                                            <Type>GardenCover</Type>
                                            <Limit>1000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Garden Cover</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.07</CommissionFactor>
                                            <DiscountFactor>0.08</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>55</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>65.65</NetPremium>
                                            <PostEarnixPremium>65.65</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="mDEEA27A036AE4C6280F405D6ACAAAA18">
                                                <Type>GardenContents</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Garden Contents</Description>
                                            </module>
                                            <module id="mB485FF5829E5479891B4B8C6168C10E3">
                                                <Type>GardensPlantsTreesShrubsLawns</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Plants in the garden / Trees shrubs plants and lawns</Description>
                                            </module>
                                            <module id="mB783878F9AB3468EAD6B96F27585F321">
                                                <Type>GardenContentsandPlants</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Garden Contents &amp; Plants in the Garden/Trees shrubs plants and lawn</Description>
                                            </module>
                                            <module id="mB97986D0EABB44E48BFB8738A5B98801">
                                                <Type>ReLandscapingOfGardens</Type>
                                                <Limit>15000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Re-landscaping of gardens</Description>
                                            </module>
                                            <GrossPremium>76.2387096774194</GrossPremium>
                                        </coverage>
                                        <coverage id="c9FE07FFC675F44769E665ECECD2D355D">
                                            <Type>HomeEmergency</Type>
                                            <Limit>500</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Home Emergency</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.08</CommissionFactor>
                                            <DiscountFactor>0.09</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>60</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>70.7</NetPremium>
                                            <PostEarnixPremium>70.7</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="mF012FC2479E24FE7A6E971547174C0C9">
                                                <Type>HomeEmergency</Type>
                                                <Limit>25000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Home Emergency</Description>
                                            </module>
                                            <GrossPremium>83.7641304347826</GrossPremium>
                                        </coverage>
                                        <coverage id="c4C6EFF0AA4894AF9B0B9D28431277B62">
                                            <Type>HomeCareServices</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>HomeCare Services</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.09</CommissionFactor>
                                            <DiscountFactor>0.1</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>5</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>15.15</NetPremium>
                                            <PostEarnixPremium>15.15</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m242F2AC1C23C40E0957108C6B71AF714">
                                                <Type>LocksAndKeys</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Locks &amp; Keys</Description>
                                            </module>
                                            <module id="mD44460838FC94739B6D6232E66C914BA">
                                                <Type>TreesAndShrubs</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Trees &amp; Shrubs</Description>
                                            </module>
                                            <module id="mB637B91DFC624190AE29CD530052FD30">
                                                <Type>HomecareServices</Type>
                                                <Limit>15000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>HomeCare Services</Description>
                                            </module>
                                            <GrossPremium>18.3131868131868</GrossPremium>
                                        </coverage>
                                        <coverage id="c24DBDFF2E7624F0081CB7BE79F130986">
                                            <Type>IdentifyTheft</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Identify Theft</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.1</CommissionFactor>
                                            <DiscountFactor>0.1</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>10</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>20.2</NetPremium>
                                            <PostEarnixPremium>20.2</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="mF48545127E7D4BD28A45E28179893660">
                                                <Type>IdentityTheft</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Identity Theft</Description>
                                            </module>
                                            <module id="m1D2F8D13071A43FABAE8E85EDB4CA636">
                                                <Type>AdministrationFees</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Administration Fees</Description>
                                            </module>
                                            <module id="m42DEF3B1AF5848F486EC120667606592">
                                                <Type>TelephoneAndPostalExpenses</Type>
                                                <Limit>15000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Telephone and postal expenses</Description>
                                            </module>
                                            <module id="mC0AF28C1B8784C30A31309FC374AD5FA">
                                                <Type>LossOfEarnings</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Loss of earnings</Description>
                                            </module>
                                            <module id="m834AD36B01014022B25C8549B6D2C265">
                                                <Type>LegalDocumentsAdminFees</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Fees for administrating legal documents</Description>
                                            </module>
                                            <GrossPremium>24.6888888888889</GrossPremium>
                                        </coverage>
                                        <coverage id="cA0D96A38437841D9BBE01199BEB04A6F">
                                            <Type>LegalExpenses</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Legal Expenses</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.11</CommissionFactor>
                                            <DiscountFactor>0.1</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>15</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>25.25</NetPremium>
                                            <PostEarnixPremium>25.25</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="mF5550CE010A14B92837A7507CE503B6D">
                                                <Type>LegalExpenses</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Legal Expenses</Description>
                                            </module>
                                            <module id="mB03699EFB19549CFB8F7FA36BE223127">
                                                <Type>ResidentialMatters</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Residential Matters</Description>
                                            </module>
                                            <module id="mE55B572BACF04D70819EEDF2C09B9C3D">
                                                <Type>LegalExpensesLandlordProducts</Type>
                                                <Limit>15000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Legal Expenses for Landlord Product such as Rent Guarantee, Rent Arrears</Description>
                                            </module>
                                            <module id="mD83EF4A8E64E4C6DB344D5A14A04D54A">
                                                <Type>RentRecovery</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Legal Expenses - Rent Recovery (Buy to Let Landlords)</Description>
                                            </module>
                                            <module id="mE42A25750D1D45DCA558E3468A09156E">
                                                <Type>EvictionOrRepossession</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Legal Expenses - Eviction/Repossession (Buy to Let Landlord)</Description>
                                            </module>
                                            <GrossPremium>31.2078651685393</GrossPremium>
                                        </coverage>
                                        <coverage id="c63C167AD41894EFD88C9875C70431E95">
                                            <Type>LegalFeesForSquatters</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Legal Fees for squatters</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.015</CommissionFactor>
                                            <DiscountFactor>0.1</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>20</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>30.3</NetPremium>
                                            <PostEarnixPremium>30.3</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m66CEF55EB86A49F7A626BD35EAE9F723">
                                                <Type>LegalFeesSquatters</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Legal Fees for squatters</Description>
                                            </module>
                                            <GrossPremium>33.8375634517767</GrossPremium>
                                        </coverage>
                                        <coverage id="cBCCF0DFDED8C4300A2A5D3840F87E5DE">
                                            <Type>MatchingPairsAndSetsBuildings</Type>
                                            <Limit>999999</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Matching Pairs and Sets Buildings</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.01</CommissionFactor>
                                            <DiscountFactor>0.05</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>25</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>35.35</NetPremium>
                                            <PostEarnixPremium>35.35</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m7FFA04D991F44EF090F6CD634815FF61">
                                                <Type>MatchingItemsBuildings</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Matching Items - Buildings</Description>
                                            </module>
                                            <GrossPremium>37.4924242424242</GrossPremium>
                                        </coverage>
                                        <coverage id="cAD766B83FC2B4BD0B962B0DEDC8514DB">
                                            <Type>MatchingPairsAndSetsContents</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Matching Pairs and Sets Contents</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.02</CommissionFactor>
                                            <DiscountFactor>0.03</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>30</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>40.4</NetPremium>
                                            <PostEarnixPremium>40.4</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m3F5AD04280C24D5E86467A2B46149F40">
                                                <Type>MatchingItemsContents</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Matching Items - Contents</Description>
                                            </module>
                                            <GrossPremium>42.4612244897959</GrossPremium>
                                        </coverage>
                                        <coverage id="c7D6F54708C8A406A80C2FD00460C6859">
                                            <Type>PedalCycles</Type>
                                            <Limit>1000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Pedal Cycles</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.03</CommissionFactor>
                                            <DiscountFactor>0.01</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>35</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>45.45</NetPremium>
                                            <PostEarnixPremium>45.45</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="mB77DD6F2277147C4938342BDD5DCB590">
                                                <Type>UnspecifiedPedalCyclesTotalLimit</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Unspecified Pedal Cycles total limit</Description>
                                            </module>
                                            <module id="m201B87AE7EEA4725AD383C966CC96725">
                                                <Type>PedalCyclesOutsideTheBritishIsles</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Outside the British Isles </Description>
                                            </module>
                                            <modUnspecifiedPedalCyclesSingleArticleLimit id="m593399FA5B59409F875DCAC8F3073C0F">
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <Limit>9999999</Limit>
                                                <LimitPrevious>50</LimitPrevious>
                                                <Description>Unspecified Pedal Cycles total limit</Description>
                                            </modUnspecifiedPedalCyclesSingleArticleLimit>
                                            <GrossPremium>47.3242268041237</GrossPremium>
                                        </coverage>
                                        <coverage id="c09972A55A42A4E2C96E52DCC2EB91825">
                                            <Type>PersonalMoney</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Personal money</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.04</CommissionFactor>
                                            <DiscountFactor>0.05</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>40</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>50.5</NetPremium>
                                            <PostEarnixPremium>50.5</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="mA284FB7AF7F848CF81E0CCAAAAB92C8B">
                                                <Type>PersonalMoney</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Personal Money</Description>
                                            </module>
                                            <module id="m32811D5E74FD44079892D97183F5BB42">
                                                <Type>PersonalMoneyCreditCards</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Credit Cards</Description>
                                            </module>
                                            <module id="mC6E10D752F71418A89E01F38E02A4B69">
                                                <Type>MoneyOutsideTheBritishIsles</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Outside the British Isles   </Description>
                                            </module>
                                            <GrossPremium>55.234375</GrossPremium>
                                        </coverage>
                                        <coverage id="c942E5DECCB0D4562945BBD339C70D517">
                                            <Type>PersonalPossessions</Type>
                                            <Limit>2500</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Personal Possessions</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.05</CommissionFactor>
                                            <DiscountFactor>0.06</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>45</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>55.55</NetPremium>
                                            <PostEarnixPremium>55.55</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m7E3A23C2CA1E4A29951C78A8DECE23AC">
                                                <Type>PPOutsideTheBritishIsles</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Outside the British Isles   </Description>
                                            </module>
                                            <module id="m4F6D985FAED246BD9E2EEFD1F0BA08BC">
                                                <Type>PPMoney</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Money</Description>
                                            </module>
                                            <module id="m65B01A8C56614747AACBEB9CB77FE3BE">
                                                <Type>PPCreditCards</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Credit Cards</Description>
                                            </module>
                                            <module id="mBB6DD120DE6E4B84981FB409131A21C6">
                                                <Type>ItemsInTheBank</Type>
                                                <Limit>0</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Items in the bank</Description>
                                            </module>
                                            <module id="mDF43A69F4A0D41678922FA39AFFD3FFB">
                                                <Type>TotalUnspecifiedPersonalPossessions</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Total Unspecified PP</Description>
                                            </module>
                                            <module id="m34620F2A2C974AC2A5B3AB704B3FD7BF">
                                                <Type>SingleItemLimit</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Single Item Limit</Description>
                                            </module>
                                            <module id="m3A4A03E17C9E4B2892EF1E55348266F2">
                                                <Type>PPUnspecifiedPedalCyclesTotalLimit</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Unspecified Pedal Cycles total limit</Description>
                                            </module>
                                            <module id="m7C61402D482C4F2D8E7A185CEA8FE9D3">
                                                <Type>SingleItemLimitPerPedalCycle</Type>
                                                <Limit>15000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Single item limit per pedal cycle</Description>
                                            </module>
                                            <module id="mAD6BBE4DF3E04761921F39049327F11A">
                                                <Type>PPTheftFromUnattendedVehicles</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Theft from unattended vehicles</Description>
                                            </module>
                                            <module id="m22B45EA70B434F9EB422D86D0D9FADED">
                                                <Type>PPTheftFromOutbuildings</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Theft from Outbuildings</Description>
                                            </module>
                                            <module id="mFC750ABA51324497BD5E03DAE561E2F3">
                                                <Type>PPElectronicDataDownloads</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Electronic Data Downloads</Description>
                                            </module>
                                            <specifiedpersonalpossesions id="s143FAB1C0A7D4FDD9DB54808C89EF933">
                                                <IndivdualOver20k>1</IndivdualOver20k>
                                                <awayfromhome id="a440127849A55459C97144B1B0C1E3E3E">
                                                    <AwayFromHomeExistence>1</AwayFromHomeExistence>
                                                </awayfromhome>
                                                <inhome id="i537E0E658C314E9E917FED0C5D8873A8" />
                                            </specifiedpersonalpossesions>
                                            <unspecifiedpersonalpossesions id="uCEA4447D01624708A8FF12FCEAB494EE">
                                                <Existence>1</Existence>
                                                <awayfromhome id="a071F01F69C16457E9016F69252C09C05">
                                                    <AwayFromHomeExistence>0</AwayFromHomeExistence>
                                                </awayfromhome>
                                            </unspecifiedpersonalpossesions>
                                            <GrossPremium>61.9821052631579</GrossPremium>
                                        </coverage>
                                        <coverage id="c1743913E83E241F7B5D6AF7B348C5247">
                                            <Type>ProtectedNCD</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Protected NCD</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.06</CommissionFactor>
                                            <DiscountFactor>0.07</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>50</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>60.6</NetPremium>
                                            <PostEarnixPremium>60.6</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="mA2F2D22B1DA64A92BBC3DCD66B394B78">
                                                <Type>ProtectedNcd</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Protected NCD</Description>
                                            </module>
                                            <GrossPremium>68.9808510638298</GrossPremium>
                                        </coverage>
                                        <coverage id="c0A533ADD52014CAF8784066973CFA68F">
                                            <Type>RentGuarantee</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Rent Guarantee</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.07</CommissionFactor>
                                            <DiscountFactor>0.08</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>55</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>65.65</NetPremium>
                                            <PostEarnixPremium>65.65</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m4618C00D2A6B4DBFAAF7872644AA6B62">
                                                <Type>RentGuarantee</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>0</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Rent Guarantee (Buy to Let Landlord)</Description>
                                            </module>
                                            <GrossPremium>76.2387096774194</GrossPremium>
                                        </coverage>
                                        <coverage id="cC97B572DB08E4BCA95769DCF08042836">
                                            <Type>ReverseLiability</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Reverse Liability</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.08</CommissionFactor>
                                            <DiscountFactor>0.09</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>60</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>70.7</NetPremium>
                                            <PostEarnixPremium>70.7</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m9BFBCF79A927468287597704E86D0D29">
                                                <Type>ReverseLiability</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Reverse Liability</Description>
                                            </module>
                                            <GrossPremium>83.7641304347826</GrossPremium>
                                        </coverage>
                                        <coverage id="cA486F09EBD084EF5A8A2610B88025DF6">
                                            <Type>StudentCover</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Student Cover</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.09</CommissionFactor>
                                            <DiscountFactor>0.1</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>5</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>15.15</NetPremium>
                                            <PostEarnixPremium>15.15</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m723FA101727F488E8E86E09980B0AB18">
                                                <Type>PersonalComputers</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Personal Computers</Description>
                                            </module>
                                            <module id="m607820645AD145EEA6171A492234E482">
                                                <Type>DvdsAndCds</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>DVDs and CDs</Description>
                                            </module>
                                            <module id="m0D64ACB5CFA6406A8A3BF32052D2BD19">
                                                <Type>GamesAndGamePlayers</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Games and game players</Description>
                                            </module>
                                            <module id="m349A0D0DD2464D10B783420797FC99D8">
                                                <Type>StudentMoney</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Money</Description>
                                            </module>
                                            <module id="m069E416A63D44D2AB9CCCFD9EECF24F4">
                                                <Type>PedalCycles</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Pedal Cycles</Description>
                                            </module>
                                            <module id="mF367615D9EC24280A7F3C0184618B353">
                                                <Type>PersonalEffects</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Personal Effects</Description>
                                            </module>
                                            <module id="m13A1833F1B754538BA8CBC71D6DDDB75">
                                                <Type>SingleArticleLimit</Type>
                                                <Limit>2000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Single Article Limit</Description>
                                            </module>
                                            <module id="mFC06FA426D7D46038DF3CE5EAA8EF7A5">
                                                <Type>StudentCreditCards</Type>
                                                <Limit>5000000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Credit Cards</Description>
                                            </module>
                                            <GrossPremium>18.3131868131868</GrossPremium>
                                        </coverage>
                                        <coverage id="c966346BAF4434FA58BA16FB62214395A">
                                            <Type>TechnologyEntertainment</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Technology &amp; Entertainment</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.1</CommissionFactor>
                                            <DiscountFactor>0.1</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>10</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>20.2</NetPremium>
                                            <PostEarnixPremium>20.2</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m9BC2180F53E04300962F9EED6A4BD2A0">
                                                <Type>TechnologyAndEntertainment</Type>
                                                <Limit>9999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Technology &amp; Entertainment</Description>
                                            </module>
                                            <module id="m5FEC22B2CF4C4703AF3005EDC84B4777">
                                                <Type>TechnologyElectronicDataDownloads</Type>
                                                <Limit>2500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Electronic Data Downloads</Description>
                                            </module>
                                            <module id="mEF363F3A44244197B1626F160A2E25C1">
                                                <Type>TechnologyTheftFromUnattendedVehicles</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Theft from unattended vehicles</Description>
                                            </module>
                                            <module id="mD1EE588D9E0B45488A5289B49244A7DE">
                                                <Type>TechnologyTheftFromOutbuildings</Type>
                                                <Limit>50000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Theft from Outbuildings</Description>
                                            </module>
                                            <module id="m4B7EE220E8784CFAA34B3B2370C34905">
                                                <Type>TechnologyOutsideTheBritishIsles</Type>
                                                <Limit>500</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Outside the British Isles  </Description>
                                            </module>
                                            <GrossPremium>24.6888888888889</GrossPremium>
                                        </coverage>
                                        <coverage id="c391E220482A0476194209D4A5E6EB03E">
                                            <Type>Terrorism</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Terrorism</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.11</CommissionFactor>
                                            <DiscountFactor>0.1</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>15</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>25.25</NetPremium>
                                            <PostEarnixPremium>25.25</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m44529E432E204978A5D3AF3B794EA60A">
                                                <Type>Terrorism</Type>
                                                <Limit>3000</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Terrorism</Description>
                                            </module>
                                            <GrossPremium>31.2078651685393</GrossPremium>
                                        </coverage>
                                        <coverage id="c3B33EE8281F74039B998B2C1F2D9DA2C">
                                            <Type>TraceAccess</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Trace &amp; Access</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.015</CommissionFactor>
                                            <DiscountFactor>0.1</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>20</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>30.3</NetPremium>
                                            <PostEarnixPremium>30.3</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="mFA36E2D1FB8C4E1C844DFB53A29219A5">
                                                <Type>TraceAndAccess</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Trace &amp; Access</Description>
                                            </module>
                                            <GrossPremium>33.8375634517767</GrossPremium>
                                        </coverage>
                                        <coverage id="c36BE26C5367849B9A72DD06A94E78312">
                                            <Type>TreesShrubsHedgesLawnsAndPlants</Type>
                                            <Limit>50000</Limit>
                                            <Excess>50</Excess>
                                            <ExcessPrevious>50</ExcessPrevious>
                                            <LimitPrevious>500</LimitPrevious>
                                            <Description>Trees, shrubs, hedges, lawns and plants</Description>
                                            <IsMandatory>1</IsMandatory>
                                            <IsEligible>1</IsEligible>
                                            <AffinityFundedDiscountAmount>0</AffinityFundedDiscountAmount>
                                            <CommissionFactor>0.01</CommissionFactor>
                                            <DiscountFactor>0.05</DiscountFactor>
                                            <FixedExpenses>10</FixedExpenses>
                                            <RiskPremium>25</RiskPremium>
                                            <MigrationModerationFactor>0</MigrationModerationFactor>
                                            <OptimisationFactor>0</OptimisationFactor>
                                            <PriceTestingFactor>0</PriceTestingFactor>
                                            <RenewalModerationFactor>0</RenewalModerationFactor>
                                            <IsSelected>0</IsSelected>
                                            <Indicator>1</Indicator>
                                            <VariableExpenses>0.01</VariableExpenses>
                                            <NetPremium>35.35</NetPremium>
                                            <PostEarnixPremium>35.35</PostEarnixPremium>
                                            <RSAFundedDiscountAmount>0</RSAFundedDiscountAmount>
                                            <module id="m26E23727DA744AB9BE59FA557340E836">
                                                <Type>TreesPlantsHedgesLawns</Type>
                                                <Limit>999999</Limit>
                                                <Excess>50</Excess>
                                                <ExcessPrevious>10</ExcessPrevious>
                                                <LimitPrevious>50</LimitPrevious>
                                                <UnitOfMeasure>Pounds</UnitOfMeasure>
                                                <DisplayToClaims>1</DisplayToClaims>
                                                <Description>Trees, shrubs, hedges, lawns and plants</Description>
                                            </module>
                                            <GrossPremium>37.4924242424242</GrossPremium>
                                        </coverage>
                                        <GrossPremium>1297.43771888006</GrossPremium>
                                        <NetPremium>1156.45</NetPremium>
                                        <PostEarnixPremium>1156.45</PostEarnixPremium>
                                        <IsExtendedSelected>0</IsExtendedSelected>
                                    </Package>
                                </Packages>
                                <propertysecurity id="pDC226474AEAB4F8BB24AC3FC0B42168A">
                                    <AccessibleWindowLocks />
                                    <AlarmMaintained>1</AlarmMaintained>
                                    <AlarmPoliced>1</AlarmPoliced>
                                    <AlarmType />
                                    <BusinessPurposes>NoBusinessOrProfessionalUse</BusinessPurposes>
                                    <CCTV>1</CCTV>
                                    <CurrentlyOccupied>1</CurrentlyOccupied>
                                    <DaysUnoccupiedInYear />
                                    <DoorAndWindowLocks>1</DoorAndWindowLocks>
                                    <ExternalDoorLock />
                                    <ExternalSlidingDoor>1</ExternalSlidingDoor>
                                    <ExternalSlidingDoorLock />
                                    <FixedSafe>1</FixedSafe>
                                    <NeigbourhoodWatch>1</NeigbourhoodWatch>
                                    <NumberOfSmokeAlarms />
                                    <NumberOfSmokers />
                                    <OfficeSelfContained>1</OfficeSelfContained>
                                    <OtherExternalDoor>1</OtherExternalDoor>
                                    <OtherExternalDoorLock />
                                    <RebuildingCost />
                                    <SmartAlertDevices />
                                    <SmokeAlarm>1</SmokeAlarm>
                                    <UnoccupiedFor />
                                    <UnoccupiedHowLong />
                                    <UnoccupiedMainResidence>1</UnoccupiedMainResidence>
                                    <UnoccupiedMoreThan60Days>1</UnoccupiedMoreThan60Days>
                                    <UnoccupiedNextSixMonths>1</UnoccupiedNextSixMonths>
                                    <UnoccupiedOtherMainResidence>1</UnoccupiedOtherMainResidence>
                                    <UnoccupiedRepairWork>1</UnoccupiedRepairWork>
                                    <UnoccupiedStartDate />
                                    <UnoccupiedWhy />
                                    <UnoccupiedWorkingHours />
                                    <VisitorEscorted>1</VisitorEscorted>
                                    <VisitorFrequency />
                                    <VisitorNumbers />
                                </propertysecurity>
                                <riskaddress id="r784A8909FE5348A68F907B82CD11E384">
                                    <address id="aDBA19BA82A4E4F7AB0A688C39BF52248">
                                        <County />
                                        <PostCode />
                                    </address>
                                    <BuildingsCedeFlag>1</BuildingsCedeFlag>
                                    <CoastalFloodScore />
                                    <ContentsCedeFlag>1</ContentsCedeFlag>
                                    <ElectricityConsumption />
                                    <FirstTimeBuyer>1</FirstTimeBuyer>
                                    <FloodCedeEligiblityFlag>1</FloodCedeEligiblityFlag>
                                    <FloodCouncilTaxBand />
                                    <FloodPost2009Indicator />
                                    <LiveAtAddress>1</LiveAtAddress>
                                    <NumberOfAdults>0</NumberOfAdults>
                                    <NumberOfChildren>0</NumberOfChildren>
                                    <NumberOfPets />
                                    <NumberOfTenants />
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                                    <SelfContained />
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                                    <Tenants>1</Tenants>
                                    <TenantsDescription>PolicyholderAndImmediateFamily</TenantsDescription>
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                                <RiskPurePremiumTotals written="1297.44" id="R40A77E3CFEC2480F9BC3377CD0EECC4E" change="0">1297.43771888006</RiskPurePremiumTotals>
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                            <Type>Galaxy</Type>
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                            <FloodImminentRisk />
                            <FloodMeasures />
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                        <PolicyNumber>Galaxy000774</PolicyNumber>
                        <PromotionalCode />
                        <QuoteNumber>Galaxy1124Q2016</QuoteNumber>
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                        <Status>Quote</Status>
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                        <LineTotalPurePremium change="0" id="L6296320C2371478AAA0EEC9912FA9E5A" written="1297.44">1297.43771888006</LineTotalPurePremium>
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                            <Bankruptcy>0</Bankruptcy>
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                            <ConvictionPending>Pending</ConvictionPending>
                            <Isunspentconviction>0</Isunspentconviction>
                            <CriminalConvictionIndicator>0</CriminalConvictionIndicator>
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                            <UnacceptableCount>0</UnacceptableCount>
                            <DeclaredVoid>0</DeclaredVoid>
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                    <message refObject="p4C834766FAB041D4801567F98179CE1F" flag="comment" category="" controllingId="PolicyInput.EffectiveDate" messageName="*minimum*" id="m9877EFE934BE40C09D1BAD5DF18EEF36">When do you want cover to start? set to minimum value of 2/26/2016 12:00:00 AM.</message>
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                    <message refObject="c24DBDFF2E7624F0081CB7BE79F130986" flag="comment" category="" controllingId="CovIdentifyTheftOutput.VariableExpenses" messageName="*default*" id="mDAAA30E89C194F3994474B19E5AE2D49">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="cA0D96A38437841D9BBE01199BEB04A6F" flag="comment" category="" controllingId="CovLegalExpensesOutput.VariableExpenses" messageName="*default*" id="m1A78C35BE2434D02AFFD0F5B2E303247">Default value of 0.01 supplied for Variable Expenses.</message>
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                    <message refObject="cBCCF0DFDED8C4300A2A5D3840F87E5DE" flag="comment" category="" controllingId="CovMatchingPairsAndSetsBuildingsOutput.VariableExpenses" messageName="*default*" id="m5BC5D90FB95044219914B1C7D2638E8F">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="cAD766B83FC2B4BD0B962B0DEDC8514DB" flag="comment" category="" controllingId="CovMatchingPairsAndSetsContentsOutput.VariableExpenses" messageName="*default*" id="m9BD002064ED94258897CD296D1FB66A6">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="c7D6F54708C8A406A80C2FD00460C6859" flag="comment" category="" controllingId="CovPedalCyclesOutput.VariableExpenses" messageName="*default*" id="mC5714427A59A416989528B6826B00E93">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="c09972A55A42A4E2C96E52DCC2EB91825" flag="comment" category="" controllingId="CovPersonalMoneyOutput.VariableExpenses" messageName="*default*" id="mE5F53549A2834289BB8C12B83EBD8F46">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="c942E5DECCB0D4562945BBD339C70D517" flag="comment" category="" controllingId="CovPersonalPossessionsOutput.VariableExpenses" messageName="*default*" id="mD462E94D69B146CD953BF68E08432A04">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="c1743913E83E241F7B5D6AF7B348C5247" flag="comment" category="" controllingId="CovProtectedNCDOutput.VariableExpenses" messageName="*default*" id="m3D10B44639004DAAA8A115D028D84126">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="c0A533ADD52014CAF8784066973CFA68F" flag="comment" category="" controllingId="CovRentGuaranteeOutput.VariableExpenses" messageName="*default*" id="m0B6C2D38925E45C79C47DE34B385E11B">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="cC97B572DB08E4BCA95769DCF08042836" flag="comment" category="" controllingId="CovReverseLiabilityOutput.VariableExpenses" messageName="*default*" id="m2BE48285FA8D4206855C223DF5BE8B18">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="cA486F09EBD084EF5A8A2610B88025DF6" flag="comment" category="" controllingId="CovStudentCoverOutput.VariableExpenses" messageName="*default*" id="m512E55D73CB1446EABF7A488023349E0">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="c966346BAF4434FA58BA16FB62214395A" flag="comment" category="" controllingId="CovTechnologyEntertainmentOutput.VariableExpenses" messageName="*default*" id="mDE8EE87CDCF44B6698504D283FB0245E">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="c391E220482A0476194209D4A5E6EB03E" flag="comment" category="" controllingId="CovTerrorismOutput.VariableExpenses" messageName="*default*" id="m4AF20FEDDBCC4539A76ABAFE10D3D7C3">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="c3B33EE8281F74039B998B2C1F2D9DA2C" flag="comment" category="" controllingId="CovTraceAccessOutput.VariableExpenses" messageName="*default*" id="m71FC5C72F0C541349DC58FFA2EF7B014">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="c36BE26C5367849B9A72DD06A94E78312" flag="comment" category="" controllingId="CovTreesShrubsHedgesLawnsAndPlantsOutput.VariableExpenses" messageName="*default*" id="mCA92CA6E0BC14A1C9EAC5C4E77A1F8A1">Default value of 0.01 supplied for Variable Expenses.</message>
                    <message refObject="p4C834766FAB041D4801567F98179CE1F" flag="comment" category="" controllingId="PolicyInput.Term" messageName="*default*" id="m2B5790A515B24E1EBBF1AF1FC7903056">Default value of 1 Year supplied for Policy Term.</message>
                    <message refObject="p4C834766FAB041D4801567F98179CE1F" flag="comment" category="" controllingId="PolicyInput.ExpirationDate" messageName="*default*" id="m41A061CF3F3E46DB90C42581551CCD01">Default value of 2/26/2017 12:00:00 AM supplied for Policy end date or last renewal end date.</message>
                    <message refObject="p4C834766FAB041D4801567F98179CE1F" flag="comment" category="" controllingId="PolicyOutput.PolicyNumber" messageName="*default*" id="mCE5CE0BFA66040888E2DD5B9910DBC11">Default value of Galaxy1124Q2016 supplied for Vertragsnummer.</message>
                    <message refObject="r491DDFDBBCA74B2C990B50B5F9F5267F" flag="ineligible" category="(message)" controllingId="RiskEligibilityRules.IsEligibleRules" messageName="RiskEligibilityRules.IsEligibleRulesMsg9" UWRuleID="62" id="mC76D505B02ED4129BD856D06716591EB">Declined due to year built</message>
                    <message refObject="a564B6BF20CC94757A80ACB5E7F8FC926" flag="comment" category="" controllingId="AccountInput.Channel" messageName="*default*" id="m8C895EB1371041B6A17D3D97CDE9BF99">Default value of Web supplied for QuoteChannel.</message>
                    <message refObject="cB3CF537B92D24611A9AEB73D6D61542B" flag="comment" category="" controllingId="ConstructionInput.ListedBuilding" messageName="*default*" id="m6A9CA1399D9C45F69F22370CBB1AD5C9">Default value of Not listed supplied for Is the property a listed building?.</message>
                    <message refObject="r784A8909FE5348A68F907B82CD11E384" flag="comment" category="" controllingId="RiskAddressInput.TenantsDescription" messageName="*default*" id="m5D6019072B494F93B0311BAE89867A06">Default value of Policyholder and Immediate family supplied for Who will be living at the address?.</message>
                    <message refObject="pDC226474AEAB4F8BB24AC3FC0B42168A" flag="comment" category="" controllingId="PropertySecurityInput.BusinessPurposes" messageName="*default*" id="m3A91E2DBE51C4577B0DCC171CDD1B993">Default value of No business or professional use supplied for Is your home used for any trade, professional or business purposes other than clerical work undertaken by you or your family?.</message>
                    <message refObject="p4C834766FAB041D4801567F98179CE1F" flag="comment" category="" controllingId="PolicyInput.PostSaleIndicator" messageName="*default*" id="m13F551587FAA492AA018869F0F288869">Default value of 0 supplied for Post Sale Indicator.</message>
                    <message refObject="p4C834766FAB041D4801567F98179CE1F" flag="comment" category="" controllingId="PolicyInput.DeclineOverride" messageName="*default*" id="mEC0D57E0D3A946AEA9B136E5E3A57389">Default value of 0 supplied for Decline Override.</message>
                    <message refObject="r491DDFDBBCA74B2C990B50B5F9F5267F" flag="refer" category="(message)" controllingId="RiskReferralRules.IsBindableRules" messageName="RiskReferralRules.IsBindableRulesMsg1" UWRuleID="13" id="m0B6CAA551BCF40FEB1D9950B93B30056">Referred due to history of subsidence.</message>
                    <message refObject="r491DDFDBBCA74B2C990B50B5F9F5267F" flag="refer" category="(message)" controllingId="RiskReferralRules.IsBindableRules" messageName="RiskReferralRules.IsBindableRulesMsg2" UWRuleID="113" id="m2E010F0F8C5C49A09FA4C0CEC71E4098">Referred due to address in subsidence hotspot.</message>
                    <message refObject="p4C834766FAB041D4801567F98179CE1F" flag="comment" category="" controllingId="PolicyInput.PreSaleIndicator" messageName="*default*" id="mAD3A89E327AC416A84882CBE6C5F90FB">Default value of 1 supplied for Policy Input Pre Sale Indicator.</message>
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